Last Updated: May 1, 2024

At InvestWise, we respect your privacy and are committed to protecting your personal data. This privacy policy will inform you about how we look after your personal data when you visit our website and tell you about your privacy rights and how the law protects you.

Please read this privacy policy carefully before using our services or submitting any personal information to us.

1. Information We Collect

Personal Data You Provide to Us

We collect personal information that you voluntarily provide to us when you:

  • Register on our website or create an account
  • Purchase our products or services
  • Subscribe to our newsletter
  • Request information or support
  • Participate in surveys, contests, or promotions
  • Post comments or content on our website

The personal information we collect may include:

  • Contact information (name, email address, phone number, postal address)
  • Billing and payment information (credit card details, billing address)
  • Account credentials (username, password)
  • Profile information (preferences, interests)
  • Content you submit (comments, reviews, feedback)

Information Collected Automatically

When you visit our website, we automatically collect certain information about your device and your interaction with our website. This information may include:

  • Device information (IP address, browser type, operating system)
  • Usage data (pages visited, time spent on pages, links clicked)
  • Location information (country, region)
  • Referral source (how you found our website)

Information from Third Parties

We may receive information about you from third-party sources, such as:

  • Business partners
  • Payment processors
  • Analytics providers
  • Social media platforms (if you connect your account to our services)

2. How We Use Your Data

We use your personal information for the following purposes:

To Provide Our Services

  • Process and fulfill your orders
  • Manage your account and provide customer support
  • Deliver digital content and resources you've purchased
  • Process payments and prevent fraudulent transactions
  • Provide access to secure areas of our website

To Improve Our Services

  • Analyze usage patterns and trends
  • Troubleshoot problems and optimize website performance
  • Develop new products and features
  • Conduct research and analyze the effectiveness of our offerings

To Communicate With You

  • Send transactional emails (order confirmations, receipts)
  • Provide updates about your account or purchases
  • Respond to your inquiries and support requests
  • Send marketing communications (with your consent)
  • Notify you about changes to our services or policies

For Marketing and Advertising

  • Send you promotional offers and newsletters (if you've opted in)
  • Display targeted advertisements
  • Measure the effectiveness of our marketing campaigns
  • Create custom audiences for advertising

For Legal and Security Purposes

  • Comply with legal obligations
  • Enforce our terms and conditions
  • Protect against fraudulent or unauthorized activity
  • Ensure the security of our website and services

We process your personal data based on one or more of the following legal grounds:

  • Your consent
  • Performance of a contract with you
  • Our legitimate business interests
  • Compliance with legal obligations

3. Data Sharing and Disclosure

We may share your personal information with the following categories of recipients:

Service Providers

We share information with third-party service providers who help us operate our business and deliver our services, such as:

  • Payment processors (to process transactions)
  • Hosting providers (to host our website)
  • Email service providers (to send communications)
  • Analytics providers (to analyze website usage)
  • Customer support tools (to provide assistance)

These service providers are authorized to use your personal data only as necessary to provide these services to us and are contractually obligated to keep your information confidential and secure.

Business Partners

We may share information with our business partners who offer joint promotions or products with us, but only with your consent or when you choose to participate in such offerings.

Legal Requirements

We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., court orders, subpoenas, or government requests).

Business Transfers

If we are involved in a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction. We will notify you via email and/or a prominent notice on our website of any change in ownership or uses of your personal information.

With Your Consent

We may share your information with third parties when you have given us your consent to do so.

Aggregated or Anonymized Data

We may share aggregated or anonymized information that cannot reasonably be used to identify you with third parties for marketing, advertising, research, or similar purposes.

4. Your Rights

Depending on your location, you may have the following rights regarding your personal data:

Access and Information

You have the right to request access to the personal data we hold about you and to receive information about how we process it.

Correction

You have the right to request that we correct any inaccurate or incomplete personal data we hold about you.

Deletion

You have the right to request that we delete your personal data in certain circumstances, such as when the data is no longer necessary for the purposes for which it was collected.

Restriction of Processing

You have the right to request that we restrict the processing of your personal data in certain circumstances, such as when you contest the accuracy of the data.

Data Portability

You have the right to receive the personal data you have provided to us in a structured, commonly used, and machine-readable format, and to transmit this data to another controller.

Objection

You have the right to object to the processing of your personal data in certain circumstances, including when we process your data for direct marketing purposes or when we process your data based on our legitimate interests.

Withdrawal of Consent

If we process your personal data based on your consent, you have the right to withdraw your consent at any time. This will not affect the lawfulness of processing based on your consent before its withdrawal.

Complaint

You have the right to lodge a complaint with a supervisory authority if you believe that our processing of your personal data infringes data protection laws.

How to Exercise Your Rights

To exercise any of these rights, please contact us using the contact information provided at the end of this privacy policy. We will respond to your request within 30 days. We may need to verify your identity before fulfilling your request.

5. Data Security

We implement appropriate technical and organizational measures to protect your personal data against unauthorized or unlawful processing, accidental loss, destruction, or damage. These measures include:

  • Encryption of sensitive data in transit and at rest
  • Secure socket layer (SSL) technology for all transactions
  • Regular security assessments and vulnerability testing
  • Access controls and authentication procedures
  • Regular backups to prevent data loss
  • Staff training on data protection and security

While we strive to protect your personal information, no method of transmission over the Internet or method of electronic storage is 100% secure. Therefore, we cannot guarantee its absolute security.

Data Breach Notification

In the event of a data breach that is likely to result in a risk to your rights and freedoms, we will notify you and the relevant supervisory authority without undue delay and in accordance with applicable laws.

6. Data Retention

We retain your personal data for as long as necessary to fulfill the purposes for which we collected it, including for the purposes of satisfying any legal, accounting, or reporting requirements.

To determine the appropriate retention period for personal data, we consider:

  • The amount, nature, and sensitivity of the personal data
  • The potential risk of harm from unauthorized use or disclosure
  • The purposes for which we process the data
  • Whether we can achieve those purposes through other means
  • Legal, regulatory, and contractual requirements

In some circumstances, we may anonymize your personal data so that it can no longer be associated with you, in which case we may use such information without further notice to you.

Account Information

We retain your account information for as long as your account is active or as needed to provide you with our services. If you close your account, we will retain certain data for analytical purposes and recordkeeping integrity, as well as to prevent fraud, enforce our terms and conditions, take actions we deem necessary to protect the integrity of our systems, or take other actions otherwise permitted by law.

Transaction Information

We retain information related to transactions with us for as long as necessary to fulfill the transaction and for tax, accounting, and legal purposes.

7. Cookies Policy

What Are Cookies

Cookies are small text files that are placed on your device when you visit a website. They are widely used to make websites work more efficiently and provide information to the owners of the site.

Types of Cookies We Use

Essential Cookies

These cookies are necessary for the website to function properly. They enable core functionality such as security, network management, and account access. You can disable these by changing your browser settings, but this may affect how the website functions.

Performance/Analytics Cookies

These cookies collect information about how visitors use our website, such as which pages visitors go to most often and if they receive error messages. All information these cookies collect is aggregated and anonymous. We use this data to improve our website.

Functionality Cookies

These cookies allow the website to remember choices you make (such as your username, language, or region) and provide enhanced, personalized features. They can also be used to provide services you have requested, such as watching a video or commenting on a blog.

Targeting/Advertising Cookies

These cookies are used to deliver advertisements that are more relevant to you and your interests. They are also used to limit the number of times you see an advertisement and help measure the effectiveness of advertising campaigns. They remember that you have visited a website and this information may be shared with other organizations, such as advertisers.

Third-Party Cookies

Some cookies are placed by third parties on our website. These third parties may include:

  • Analytics providers (e.g., Google Analytics)
  • Advertising networks
  • Social media platforms
  • Payment processors

Cookie Management

You can control and manage cookies in various ways. Most browsers allow you to:

  • View your cookies
  • Delete your cookies
  • Block third-party cookies
  • Block cookies from particular sites
  • Block all cookies
  • Delete all cookies when you close your browser

Please note that if you choose to block cookies, you may not be able to use all the features of our website.

You can also manage your cookie preferences through our cookie consent banner, which appears when you first visit our website.

8. Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children under 18. If we become aware that we have collected personal data from a child under the age of 18 without verification of parental consent, we will take steps to remove that information from our servers.

If you believe we might have any information from or about a child under 18, please contact us using the contact information provided at the end of this privacy policy.

9. Changes to This Privacy Policy

We may update this privacy policy from time to time to reflect changes in our practices or for other operational, legal, or regulatory reasons. We will notify you of any material changes by:

  • Posting the updated policy on our website
  • Updating the "Last Updated" date at the top of this policy
  • Sending an email notification to users who have provided us with their email address (for significant changes)

We encourage you to review this privacy policy periodically to stay informed about how we are protecting your information.

10. Contact Information

If you have any questions or concerns about this privacy policy or our data practices, please contact us:

InvestWise

78476 Sonia Key Suite 526
Dorthamouth, NL E6E-8C8
United States

Email: address

Phone: +1 (937) 349-2943

We will respond to your request within 30 days.